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Finance Options Available to Spread Payment

We’ve got a range of pricing and finance options available at Optical Express. The amount you repay each month will depend on your deposit and the length of repayment period you choose. Take a look at the tables below to see the options available.

Learn more

Laser eye surgery finance options

Choose which surgery you are looking to get
One eye or both eyes?
How much would you like to pay up-front?

£0* / month

Want to reduce your monthly payment?

Try changing your payment period.

48 months

*

Representative example

Laser surgery aftercare appointments

The cost of your treatment includes all aftercare appointments during the first 3 months after your initial surgery. Any appointments you attend after this will be charged as follows:

During the first 3 months

Laser aftercare appointment costs during the first 3 months
Optometrist Free
Ophthalmic surgeon /
Ophthalmologist		 Free

After the first 3 months

Laser aftercare appointment costs after the first 3 months
Optometrist £100
Ophthalmic surgeon /
Ophthalmologist		 £200

Laser surgery medication

The cost of your treatment includes all prescribed medication during the first 3 months after your initial surgery.

During the first 3 months

Lens surgery medication costs during the first 3 months
Medication Free

Lens replacement surgery finance options

Choose your lens type
One eye or both eyes?
How much would you like to pay up-front?

£0* / month

Want to reduce your monthly payment?

Try changing your payment period.

48 months

*

Representative example

Lens surgery aftercare appointments

The cost of your treatment includes all aftercare appointments during the first 3 months after your initial surgery. Any appointments you attend after this will be charged as follows:

During the first 3 months

OptometristFree
Ophthalmic surgeon / OphthalmologistFree

After the first 3 months

Optometrist£100
Ophthalmic surgeon / Ophthalmologist£200

Lens surgery medication

The cost of your treatment includes all prescribed medication during the first 3 months after your initial surgery.

During the first 3 months

MedicationFree

Cataract surgery finance options

Choose your lens type
One eye or both eyes?
How much would you like to pay up-front?

£0* / month

Want to reduce your monthly payment?

Try changing your payment period.

48 months

*

Representative example

Cataract surgery aftercare appointments

The cost of your treatment includes all aftercare appointments during the first 3 months after your initial surgery. Any appointments you attend after this will be charged as follows:

During the first 3 months

OptometristFree
Ophthalmic surgeon / OphthalmologistFree

After the first 3 months

Optometrist£100
Ophthalmic surgeon / Ophthalmologist£200

Cataract surgery medication

The cost of your treatment includes all prescribed medication during the first 3 months after your initial surgery.

During the first 3 months

MedicationFree

Other Surgeries

YAG laser treatment

Refractive lens exchange gives excellent results, but in the months or years that follow treatment, approximately 5% of patients require YAG laser treatment to restore their vision to the level achieved after their initial surgery. If you require this treatment, the following fees apply and are not included in the cataract or lens surgery costs.

Treatment to one eye from £795
Treatment to both eyes from £1390

Dry eye treatment

Meibomian Gland Dysfunction is the cause of dry eyes in 9 out of 10 people who have the condition. LipiFlow’s gentle pulses of heat and pressure clear the blocked glands, allowing them to function normally again.

Assessment Free
Treatment per eye £395

Corneal cross-linking

Patients with keratoconus can benefit from corneal cross-linking, which prevents the condition worsening by strengthening the collagen fibres in the cornea. It’s the only treatment that has been shown to stop progression on the condition.

Treatment to one eye £1,995
Treatment to both eyes £3,990

  • Who can apply for finance?

    Most people

    Each of our lenders has different terms and conditions and they can require you to have been a UK resident, as a minimum, for 3 years providing you are in full or part time employment. Unfortunately, students cannot be considered for finance.

  • How do I find out how much I have left to pay?

    Over the phone

    A call to the finance provider will let you know what your final settlement amount is.

  • Can I make over payments?

    Yes

    Yes, the finance provider will be able to help you if you wish to shorten your term or settle your balance early.

  • What happens if I miss a payment?

    Contact the finance provider for help

    In an instance like this, we recommend you contact the finance provider straight away to discuss your missed payment. They will be able to give you guidance on the next steps.

†Laser - Price dependent on patient's prescription, determined at consultation. From 01/09/2024 to 28/12/2024, 22.8% of individual eyes assessed at consultation had a prescription which qualified for surgery at this price point.

Lens/Cataract - Price dependent on patient's prescription, determined at consultation. From 01/01/2017 to 31/12/2017, 18.6% of patients assessed at consultation had one or both eyes with a prescription which qualified for surgery at this price point.

*Optical Express Limited FRN:689891 trading as Optical Express are Authorised and Regulated by the Financial Conduct Authority. We are a credit broker, not a lender – credit is provided subject to affordability, age and status, and is provided by a panel of lenders of whom we have a commercial relationship. Optical Express Limited do not charge a service fee for introducing patients to a lender but may receive an agreed percentage of the amount borrowed. Optical Express Limited will not receive any commission for interest free credit. Terms & Conditions Apply. Optical Express Limited is a UK registered company with offices at: 200 St Vincent Street, Glasgow, G2 5SG with registration number SC161469.